A New York State Department of financial services investigation has found Apple’s banking partner did not discriminate based on sex. Basecamp designer David Heinemeier Hansson and Apple co-founder Steve Wozniak claimed that their female partners received lower Apple card credit limits.

Investigators conducted a statistical analysis of almost 400,000 New York applicants. The regulator stressed that the idea that spouses with shared finances would receive the same credit terms was a common misconception.

We have no separate bank or credit card accounts or any separate assets. It’s big tech in 2019. It’s major technology in 2019.

The NYSDFS was able to acquire specific justifications from Goldman Sachs for each decision. For each card holder that complained, the NYSDFS also had specific justifications.

In each case, the bank was able to identify the factors that led to the credit decisions. These decisions appeared to be consistent with the bank’s credit policy.